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Even if you buy a policy that does not require an exam, life insurance is subject to a two-year contestability period during which they can cancel your coverage or deny a life insurance claim if you have falsified information about your chew habit

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But because Kansas law hadn't been updated, the state's retailers weren't forced to fall into compliance

The issue was recently raised in Parliament when two members of the Lok Sabha, Feroze Varun Gandhi and Imtiaz Jaleel sought to know from the Health Minister about the legal provisions in this regard

SB 487: Relating to the confidentiality of identifying information of victims of certain offenses