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Researchers using the bacterial Salmonella mutagenicity assay reported that the average mutagenicity of cigarette smoke condensates prepared from the mainstream smoke from U.S

The inflammation leads to narrowing of air passages, making it harder to breathe and causing repeated coughing spells

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Or, it might be that designated CDFIs tend to be the types of institutions that lend to lower-income borrowers, but that CDFI certification doesnt actually promote better lending behavior (i.e., the CDFI banks and credit unions would have originated those mortgages regardless of whether they had CDFI certification)