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It was decided on appeal in October of 1981, when the Court of Appeals for the District of Columbia Circuit not only overturned the decision by the lower court to adopt a prorata exposure theory but ruled that Keene could utilize the limits of any single liability policy, and carried the exposure theory a step further by embracing what came to be known as the triple-trigger approach

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For someone with his degree which prepares him to quantify the risks insurance companies face in underwriting policies the drive probably looked like a sure-fire way to earn a couple thousand bucks

They tell the real story of how injurious smoking is

The most radical solution could also be the most responsible and careful