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That's where experience comes in: The more totally ordinary bags you see, the easier it is to spot potentially dangerous deviations from the norm
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Because tobacco underwriting varies so much between insurers, comparing carriers is worth more to a smoker than to almost any other applicant
We would aim to conduct a reopening such that the timing of any issuance of a revised initial determination aligns with the timeframe for when CMS typically completes annual performance year financial reconciliation and payment and recoupment
But onlookers might be surprised to hear that tobacco companies are spending a fortune this election year to get one or another increase in that tax passed, while health groups are urging a no vote
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