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Equally billionaires can afford to spend a lot of money ensuring their money works as hard as possible for them, guaranteeing above average returns year in, year out

"It wasn't really a choice or a thought, it was just, 'Yeah, I guess I don't drink anymore.' " Never miss a story sign up for PEOPLE's free daily newsletter to stay up-to-date on the best of what PEOPLE has to offer, from celebrity news to compelling human interest stories

Kids start in college because they are free from their parents and therefore there will be no consequences, besides shortening your lifespan

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Cigarette packaging does not have to be a rectangular flip-top