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Here's a quick list of whats typically covered under personal property coverage: Furniture (sofas, bed, dressers) Clothing and shoes Electronics (TVs, laptops, cameras, speakers) Kitchenware and small appliances Books, dcor, and artwork Musical instruments Personal documents and valuables Luggage and items stored in closets or storage units Bikes, sports, gear, and hobbies Please note that if these items are damaged by fire or smoke, your personal property coverage will reimburse them

You wisely decide to put all the guests medicines and vitamins in the medicine cabinet in the bathroom, to keep them out of reach of the children and your furry family members

Hanging air fresheners can often blend in with a strong smoky smell, creating a sickly scent

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